Fee Structure

We are a fee-only firm, which means that we are compensated solely by our clients, via a consulting fee, and by no one else. This is done to best align our interests with yours. Therefore, we do not sell products, we do not accept any commissions, nor we do charge account fees or transaction fees. Our simple and straightforward fee process reflects our complete focus on independence and objectivity to you.

FINANCIAL PLANNING

Financial plans and financial planning may include, but is not limited to; investment planning, retirement planning, estate planning, college planning, tax planning, life insurance analysis, and debt/credit planning. Depending upon the complexity of the situation and your needs, the rate for financial planning is between $1,500 and $10,000.  Fees are paid in arrears upon completion.

INVESTMENT MANAGEMENT

The Investment Management fee covers all investment management work and advice. There are no other fees of any kind.

TOTAL ASSETS UNDER MANAGEMENT

ANNUAL FEE

$1 – $750,000

1.50%

$750,001 – $1,000,000

1.25%

$1,000,001 – $5,000,000

1.00%

$5,000,001 – $10,000,000

0.75%

Above $10,000,000

0.50%

Our fee schedule is linear, meaning that only one percentage is billed for every dollar under management. For example, if the total amount under management is $7 million, all $7 million is charged at .75% as opposed to charging the first $5 million at 1%, and the next $2 million at .75%.