In our practice, we frequently get the opportunity to provide pro bono advice to graduate students who have accumulated a significant amount of student loan debt.  The facts are staggering…2/3 of all college students graduate with student loan debt and this year the total amount of outstanding loans will surpass $1 trillion. If graduates don’tRead More »

Keeping your beneficiaries up to date on your IRAs, 401ks, Insurance Plans, etc., sounds simple, but it’s often the most over looked aspect of estate planning.  Generally, significant life changes can create a season of busyness, and updating who or whom your assets will pass on to can slip by the wayside, creating unintended consequences.Read More »

The following article was published in the October 2011 edition of Business Report. (page 23)

Congratulations to former Chacon Diaz & Di Virgilio intern, and current Florida Gator softball player, Michelle Moultrie on her outstanding performance in the Women’s College World Series. Moultrie batted .542 and led the tournament in hits, doubles, homeruns, total bases, and stolen bases.  Her season batting average of .443 shattered the school record of .407.Read More »

Opening a 401k or 403b is easy enough, but optimally managing it can be quite difficult. Use these strategies to help ensure that your 401k or 403b is being maximally employed. 1.) If your company has a match, defer enough salary to reach the full match. This sounds overly simple, but far too often “free”Read More »

Often times, yes. There has been a lot written about converting your Traditional IRA into a Roth IRA. Even so, many people are still confused as to whether or not it is the right move for them. There are many important factors to consider, such as your age, current and future tax bracket, ability toRead More »

Financial Professionals operate as either fiduciaries or salespeople. Fiduciaries have a legal duty to give advice that is solely for your benefit and in your best interest. Fiduciaries must put their own personal interests completely aside, in order to remain loyal to their fiduciary duty. On the other hand, salespeople are held to a suitabilityRead More »